What is the PLUS Score and Do I Need this Credit Score or Just My FICO Score?
In addition to your FICO credit scores, you should also get your Experian PLUS score. In recent years, consumers got all three FICO scores – based on their TransUnion, Equifax, and Experian reports....
View ArticlePerfect Credit: 7 Steps to a Great Credit Rating – Free Excerpt
Click here to download a free excerpt from Perfect Credit: 7 Steps to a Great Credit Rating by Lynnette Khalfani-Cox Related Questions:khalfani cox perfect credit 7 steps to a great credit...
View ArticleI Can’t Afford to Pay Off My Credit Card Debt. Can I Still Lower My Credit...
To raise your credit scores, it’s always best to pay down debt, as opposed to shifting it around. However, for most people trying to boost their credit rating, it’s not always possible to instantly...
View ArticleHow can I make some extra cash, I am living paycheck to paycheck
If you’re already working, but need some extra cash, there are lots of ways to raise money. Here are a few of them. How can I make some extra cash, I am living paycheck to paycheck originally appeared...
View ArticleShould I put a “consumer statement” in my credit report?
Despite what some people may suggest to you, it’s best to refrain from adding a “Consumer Statement” to your credit files. Consumer Statements in Your Credit Files Under the Fair Credit Reporting Act,...
View ArticleCan You Bump Hard Inquiries Off Your Credit Report By Monitoring With Soft...
“Soft” inquiries – even lots of them – will not bump off or remove “hard” inquiries on your credit reports. This is because all inquiries stay on your credit report for two years, and hard inquiries...
View ArticleIs Having Perfect Credit Just About Having a High FICO Score?
If you have never seen your credit reports, or been told your credit scores, you may have only a rough idea of your standing. If so, that’s a big mistake. I don’t want you to have hazy or vague...
View ArticleWill a Collection Account for Just $50 Hurt My Credit?
Fortunately, there is one recent change to the world of credit scoring concerning small debts, which are sometimes called “nuisance” collection accounts. In August 2009, Fair Isaac rolled out to all...
View ArticleFact Versus Fiction About Credit Scores
FICTION: If I check my credit report often, all those “inquiries” will lower my credit score.Fact Versus Fiction About Credit Scores originally appeared on Ask The Money Coach.
View ArticleKey Differences Between Equifax, Experian and TransUnion Credit Reports
If you’ve ever pulled your credit files from each of the three major credit bureaus and tried to compare them, you know that certain information in your credit records likely to be different. But did...
View ArticlePerfect Credit: 7 Steps to a Great Credit Rating
by Lynnette Khalfani-Cox, The Money CoachThroughout this book I’ll share my very best financial advice about achieving an outstanding credit rating. Perfect Credit is divided into two parts. In the...
View ArticleThe Story of Bill and Skip: Why Your Credit Score Matters
Last Updated 16th December, 2012 Here’s a tale about two 40-year old guys who are best friends. We’ll call them Bill and Skip. From the time they were teenagers both Bill and Skip dreamed of becoming...
View ArticleDownload Perfect Credit, Zero Debt or Your First Home for Just $1.99
Last Updated 14th April, 2014Download any of the following ebooks from Lynnette Khalfani-Cox, The Money Coach for just $1.99 (for a limited time only) Perfect Credit: 7 Steps to a Great Credit Rating –...
View ArticleWill a Collection Account for Just $50 Hurt My Credit?
Last Updated 21st December, 2012 Fortunately, there is one recent change to the world of credit scoring concerning small debts, which are sometimes called “nuisance” collection accounts. In August...
View ArticleFact Versus Fiction About Credit Scores
FICTION: If I check my credit report often, all those “inquiries” will lower my credit score. Related Articles, Financial Advice and Videos: Will an “Inquiry” for a Loan or Applying for a Credit Card...
View ArticleCan You Bump Hard Inquiries Off Your Credit Report By Monitoring With Soft...
Last Updated 6th September, 2012“Soft” inquiries – even lots of them – will not bump off or remove “hard” inquiries on your credit reports. This is because all inquiries stay on your credit report for...
View ArticleWhat Exactly Is Perfect Credit?
If your FICO credit score falls between 760 and 850 points, you rate among the top tier of all consumers and have the cornerstone for what I call Perfect Credit. Getting a great FICO score, however, is...
View ArticlePerfect Credit: 7 Steps to a Great Credit Rating
Throughout this book I’ll share my very best financial advice about achieving an outstanding credit rating. Perfect Credit is divided into two parts. In the first I’ll describe the current economic and...
View ArticleAll Debt Is Not Created Equally
Debt is a massive problem in America. We’re up to our eyeballs in debt of all types: mortgage loans, credit cards, student loans, automobile loans. Moreover, the average mortgage balance in the U.S. is...
View ArticlePerfect Credit: 7 Steps to a Great Credit Rating
Perfect Credit If you have negative marks in your credit history, you already know what a pain it is living with bad credit: you get turned down for credit cards and loans, you pay sky-high interest...
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